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Service Plus Home Credit in Sioux Falls, South Dakota

Buying or selling in Sioux Falls, South Dakota? Service Plus Home Credit may provide up to $7,000 back to eligible buyers and sellers working with a certified agent. Tyce Ortman and the Jeff Merrill Team can help you check your role and understand the next steps.

Text Tyce: CREDIT Ask about eligibility →

Your job may qualify beyond the obvious titles

The program can extend beyond teachers, nurses, and first responders. Coaches, classroom aides, school cooks, maintenance staff, and other support employees within qualifying schools and healthcare organizations may also be eligible. Tell our team what you do so we can check the current requirements.

Planning to buy?

Bring up Service Plus early in your search. Ask how eligibility is confirmed, what amount applies, which professionals must participate, and how the credit is handled at closing. Before comparing homes, discuss your overall budget and financing with your lender.

Read the Sioux Falls Home Buyer Guide →

Planning to sell?

Ask about Service Plus before choosing your listing plan. Compare the proposed services, fees, benefit, and estimated proceeds together. If you are also buying another home, ask how the program applies to each transaction rather than assuming the same benefit applies twice.

Explore Seller Resources →

Service Plus Home Credit FAQs

Who may qualify for Service Plus Home Credit?

Qualifying roles may include healthcare employees, school personnel, police officers, firefighters, military members, and veterans. Ask about your specific role, including support positions, before starting a transaction.

Can I use it when selling as well as buying?

The program is available for qualifying purchases and sales through certified agents. Confirm the benefit and requirements for your specific transaction with our team.

Is the credit a loan?

The program describes the benefit as cash back with no repayment requirement, rather than a loan. Confirm how the benefit will be documented and delivered in your transaction.

Is everyone guaranteed $7,000?

No. Up to $7,000 is a maximum advertised benefit. Ask for the amount and terms that apply to your purchase or sale before making plans around the credit.

Is an appraisal always free?

A free appraisal may be available through a participating lender. Ask which lender, loan, and transaction conditions apply.

Are there income limits?

The program advertises no income limits. That does not remove a lender’s separate financing qualification requirements.

Program information: Service Plus Home Credit at Levo Credit Union. Reviewed November 6, 2026. Eligibility, benefit amount, lender incentives, and transaction requirements must be confirmed. Equal Housing Opportunity.